Fairwater Consultants

Fire and Allied Perils

• Covers the clients factory, stocks, shop, home or any other property from loss that may result through:
• Fire, lightning, explosion and implosion
• Aircraft damage, riot, strike, malicious damage and terrorism
• Storm, tempest, flood and inundation
• Impact damage, subsidence
• Earthquake, landslide
• Burglary

Consequential Loss following loss under Fire and Allied Perils covers loss of net profit on account of interruption of business consequent upon loss of or damage to property due to Fire or any other insured peril under the Fire and Allied perils policy. It also covers standing charges which continue to be incurred during the period of interruption and the increase in cost of working necessarily and reasonably incurred to maintain the business as far as possible at its normal level.